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R.J. Carignan & Company Insurance

Experience You Can Trust

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About

About Us

R.J. Carignan & Co., Inc. was established in 1935 as The Reginald J. Carignan Insurance Agency.  Our founder, Reg Carignan, was a real estate broker and owner of the Troy Fifth Avenue Bus Company.  He determined that the most effective way to manage the risk of his own business ventures was to open his own insurance agency.  In the last 90 years, The Carignan Agency has been fortunate to have partnered with the most stable, effective and trusted underwriters, positioning our staff to meet the needs of Commercial and Personal Lines Clients .

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As an independent Property and Casualty Insurance Agency, we work with multiple national and regional insurance companies to provide customized and competitive coverage options for all our customers. Our areas of expertise range from Small General Business to Large Manufacturing risks, Real Estate Development, Not for Profits, Public Entity, Construction and Renewable Energy. Our agency philosophy focuses on providing simple solutions, regardless of the underlying complexity of your commercial risk profile.  We love a challenge! We pride ourselves on maintaining long-term relationships with our customers and are always looking to expand our horizons.  

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Since Reg, The Carignan Agency has been passed through three generations.  We are a true family business, and we carry that personal sentiment when servicing customers both big and small.  

 

Our Clifton Park office is centrally located at 1396 Crescent Vischer Ferry Rd, Clifton Park NY just beside the Mohawk River. Come stop by! 

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Our Services

Areas of Expertise

At R.J. Carignan & Company Insurance, we offer a comprehensive range of insurance services tailored to meet the unique needs of Renewable Energy and Construction industries, as well as individuals. Our expertise includes risk assessment, policy customization, and claims management to provide you with peace of mind.

Construction Insurance

Renewable Energy Insurance

RJ Carignan has been the trusted insurance partner of both local and national companies for almost 90 years.  We are a family-owned business with exceptional employees on our team who understand renewables.  One of our key employees holds her MERL (Masters in Energy Regulation Law) from Vermont Law School. She also has extensive experience working for a hydroelectric plant in Upstate New York.  She knows the hydro business inside and out.
We have created individualized programs for all facets of renewable energy risks. Our current renewable energy clients include large and small hydro plants, both independent and inclusive of municipal risks, as well as numerous local and national wind and solar risks and the various consultants and contractors who support the industry.  It’s our plan to expand our program for hydro/wind/solar power producers and contractors that works for both the small and larger risks.  Of course, that will mean the carriers we use may be different for certain risks, depending on size and type.  We have a quiver of insurance carriers who are eager to work together toward providing a flexible and cohesive insurance option for all types and sizes of renewable energy risks.

RJ Carignan has been the trusted insurance partner of both local and national companies for almost 90 years.  We are a family-owned business with exceptional employees on our team who understand construction inside and out.  We are known and respected for the work we do with our local and national construction clients.  We believe in providing good old-fashioned service and when it comes to construction, we pride ourselves on the quality of our direct service to our clients. When it comes to contracts, audits, bonds, risk management programs and carriers, the assistance and support we provide to our clients is top notch.  We view our relationship with our clients as more than just business – it’s a partnership.  And we want you to thrive.

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